Clear answers to common questions about using financial tools for independent earners. Information is general and intended to support accurate record-keeping.
Tool 1: Mileage Tracking
General information related to business mileage record-keeping.
Q1: Can I deduct mileage from home to my office or regular work location?
A: In most cases, mileage driven between home and a regular office, shop, or primary work location is considered commuting and is not deductible. This applies even if you are self-employed or own the business.
Business mileage typically includes travel between job sites, client meetings, or other income-related locations. Home office situations may change how mileage is classified.
This information is general and intended to support accurate record-keeping, not tax advice.
Q2: Does driving to a client meeting or lunch meeting count as business mileage?
A: Mileage driven to a client meeting or business-related lunch may be considered business mileage if the trip has a clear business purpose, such as meeting with a client, contractor, or collaborator.
Personal meals or social outings without a business purpose generally do not qualify. Always document the business purpose of each trip when tracking mileage.
Q3: What counts as business mileage for side hustlers and independent earners?
A: Business mileage may include travel to client meetings, job sites, supply purchases, deliveries, and other activities directly related to earning income.
Mileage driven for personal errands or regular commuting is generally excluded. Keeping clear, consistent records helps distinguish business travel from personal use.